Key Takeaways
- RBB Bancorp reported quarterly earnings per share of $0.59, significantly exceeding the Zacks Consensus Estimate of $0.41.
- Revenue for the quarter also surpassed expectations, reaching $32.57 million against an estimate of $31.65 million.
- Despite recent performance, RBB Bancorp holds a Zacks Rank #3 (Hold), suggesting in-line market performance.
- The company’s industry, Banks – West, ranks in the bottom 35% of Zacks industries.
RBB Bancorp Exceeds Quarterly Earnings Expectations
RBB Bancorp (RBB) announced its latest quarterly earnings, revealing an earnings per share (EPS) of $0.59. This figure comfortably surpassed the Zacks Consensus Estimate, which had predicted $0.41 per share. The reported EPS also represents a notable increase compared to the $0.39 per share recorded in the same quarter last year. These figures are adjusted for non-recurring items, providing a clearer view of operational performance.
💡 This quarterly performance translated into an earnings surprise of +43.90% for RBB Bancorp. Looking back at the previous quarter, the company delivered an even larger surprise. It was anticipated to post earnings of $0.36 per share, but actual results came in at $0.52 per share, marking a +44.44% earnings surprise.
📊 Over the past four quarters, RBB Bancorp has demonstrated a pattern of exceeding analyst expectations, having surpassed consensus EPS estimates in two of those reporting periods.
Revenue Performance and Future Outlook
In addition to strong earnings, RBB Bancorp’s revenue for the quarter ending September 2025 also came in above projections. The company reported revenues of $32.57 million, which was 2.85% higher than the Zacks Consensus Estimate of $31.65 million. This marks an improvement from the $30.29 million in revenues reported in the year-ago quarter.
📈 RBB Bancorp has a consistent record of revenue growth, having topped consensus revenue estimates in three out of the last four quarters. The sustainability of the stock’s price movements will likely hinge on management’s commentary during the upcoming earnings call, particularly regarding future business prospects and strategies.
⚡ RBB shares have experienced a downturn in the current year, losing approximately 16.9% of their value. This performance contrasts with the broader S&P 500, which has seen a gain of 13.3% year-to-date.
What’s Next for RBB Bancorp?
The key question for investors remains about the future trajectory of RBB Bancorp (RBB) stock. While the company has underperformed the market this year, its earnings outlook and potential revisions to future estimates are crucial factors to consider.
Empirical research suggests a strong link between near-term stock movements and trends in earnings estimate revisions. Investors can monitor these revisions, or utilize tools like the Zacks Rank, which leverages this data.
📌 Ahead of the recent earnings release, the trend of estimate revisions for RBB was mixed. Following the latest report, the Zacks Rank for RBB Bancorp is currently a #3 (Hold). This rating indicates that the stock is expected to perform in line with the market in the near term.
Looking ahead, analysts anticipate the coming quarter to bring in an EPS consensus estimate of $0.44 on revenues of $32.22 million. For the current fiscal year, the consensus EPS estimate stands at $1.50, with revenues projected at $123.65 million.
Industry Performance and Peer Comparison
The performance of RBB Bancorp is also influenced by the broader industry landscape. The Banks – West industry, to which RBB belongs, is currently ranked in the bottom 35% of over 250 Zacks industries. Research indicates that industries in the top 50% of the Zacks ranking outperform those in the bottom 50% by a significant margin.
📍 Another player in the same industry, Five Star Bancorp (FSBC), is scheduled to report its September 2025 quarter results on October 27. Current estimates project Five Star Bancorp to post quarterly earnings of $0.71 per share, representing a year-over-year increase of 36.5%. The consensus EPS estimate for FSBC has remained steady over the past 30 days, with revenues expected to reach $40.15 million, up 26.4% from the previous year.
Should You Invest in RBB Bancorp (RBB)?
For investors considering RBB Bancorp (RBB), understanding its current standing and future potential is key. Factors such as earnings surprises, revenue growth, and industry performance provide valuable insights into the company’s operational health.
Zacks Investment Research offers comprehensive tools and independent research to aid investors. Their Zacks Rank stock-rating system has historically shown strong performance, aiming to help investors identify potential opportunities. For detailed analysis and further insights, resources such as the Zacks Rank stock-rating system and industry-specific research can be beneficial.